Calculate Your Take-Home

Enter your details below. Results update live as you type.

payments

Package & Salary Structure

Annual CTC (₹) *

CTC = Fixed Pay + Variable Bonus + all Benefits your company pays

Does your CTC include?

Medical Insurance Premium Gratuity (auto ~4.81% of Basic)

Fixed Salary ₹ — CTC − Bonus − Benefits

Gratuity ₹ — If included in CTC

Basic Pay (₹/yr)

Ideally 50% of fixed salary (CTC − bonus − insurance − gratuity). Override only if your offer letter states a different Basic.

HRA (₹/yr)

Auto: 50% of Basic for metro, 40% for non-metro. Override only if offer letter differs.

City Type (for HRA)

Allowances (LTA, internet, fuel, meal, etc.)

workspace_premium

Target Bonus (₹/yr · leave blank if none)

Paid

Expected Payout 100%

0%50%100%150%200%

money_off

EPF Contribution

VPF — Voluntary PF (₹/yr)

Deducted from salary; counts toward 80C limit (old regime).

NPS Employee Contribution (₹/yr)

Professional Tax (₹/yr)

Default ₹2,400/yr (most states). Leave blank for auto, or enter your state's exact annual amount.

Tax Regime

Monthly In-Hand

₹ —

Fixed Gross Monthly ₹ —

Income Tax (TDS) — ₹ —

EPF — Employee (12%) — ₹ —

EPF — Employer (12%) — ₹ —

Professional Tax — ₹ —

Total Deductions — ₹ —

How accurate is this?