FY 2026-27

Your Salary Insights

Complete CTC breakdown, tax analysis, savings potential — all in one place.

Monthly Net In-Hand (Fixed)
₹ —
savings Annual Fixed: ₹ —
In-Hand % — % of Gross
Avg Monthly ₹ — incl. bonus
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CTC Components

Annual Monthly
Total CTC
₹ — ₹ —
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Deductions

Annual Monthly
Total Deductions
₹ — ₹ —
Net In-Hand
₹ — ₹ —

* Employer EPF goes to your PF account — part of CTC but not your bank balance.

Pay Split

—% net
Net In-Hand
Income Tax
EPF + Others

CTC Distribution

Annual share of each component.

Monthly Salary Calendar

Your take-home month by month (Apr → Mar).

Fixed Net
Bonus
Annual Fixed Net ₹ —
Annual Total (incl. Bonus) ₹ —
Savings & Growth Potential

Monthly Savings Potential

Cumulative savings over 12 months at 30% savings rate.

Wealth Velocity

speed
Annual Net Income
₹ —
Annual Wealth Accumulation
₹ —

3-Month Emergency Fund —

Annual EPF + VPF (Total PF) —

Tax Analysis
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Income Tax Computation

Step-by-step calculation · FY 2026-27

Description Annual Monthly
Monthly TDS Deduction spread equally across 12 months
₹ —

gavel Tax Slab Applied

FY 2026-27: New regime uses ₹75K std deduction, 87A rebate ≤₹12L. Old regime: ₹50K deduction, 80C/80CCD available. 4% Health & Education Cess on tax. Consult a CA for precise computation.

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Tax Optimization

Potential savings via old regime deductions.

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